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50 US Colleges With the Lowest Graduate Debt

US colleges where completers carry the lowest median federal debt - strong value for money. From the College Scorecard.

The 50 US Colleges With the Lowest Graduate Debt

Colleges whose completers borrow the least. Ranked from the U.S. Department of Education College Scorecard - 50 institutions with complete data.

#CollegeMedian debtNet priceSalary (10yr)
1Carl Sandburg College
Galesburg, IL - Salary $38,801
$3,500$9,186$38,801
2Fresno City College
Fresno, CA - Salary $39,674
$4,500$3,839$39,674
3University of Arkansas-East Arkansas Community College
Forrest City, AR - Salary $34,461
$4,610$5,110$34,461
4Seward County Community College
Liberal, KS - Salary $44,985
$4,750$8,584$44,985
5Morton College
Cicero, IL - Salary $47,728
$5,000$6,075$47,728
6Inter American University of Puerto Rico-Barranquitas
Barranquitas, PR - Salary $26,284
$5,000$10,036$26,284
7San Diego Mesa College
San Diego, CA - Salary $50,947
$5,225$21,767$50,947
8San Joaquin Delta College
Stockton, CA - Salary $46,256
$5,250$2,451$46,256
9Oconee Fall Line Technical College
Sandersville, GA - Salary $35,413
$5,316$8,873$35,413
10Mech-Tech College
Caguas, PR - Salary $29,706
$5,323$12,659$29,706
11Windward Community College
Kaneohe, HI - Salary $42,976
$5,375$6,802$42,976
12Macomb Community College
Warren, MI - Salary $44,976
$5,453—$44,976
13University of Puerto Rico-Rio Piedras
San Juan, PR - Salary $38,928
$5,500$11,860$38,928
14Arizona Western College
Yuma, AZ - Salary $41,638
$5,500$8,825$41,638
15Oakton College
Des Plaines, IL - Salary $53,439
$5,500$3,948$53,439
16College of the Mainland
Texas City, TX - Salary $45,131
$5,500$447$45,131
17Inter American University of Puerto Rico-Aguadilla
Aguadilla, PR - Salary $28,062
$5,500$9,252$28,062
18University of Puerto Rico
Bayamon, PR - Salary $37,789
$5,500$9,644$37,789
19University of Puerto Rico-Arecibo
Arecibo, PR - Salary $33,308
$5,500$13,088$33,308
20University of Puerto Rico-Humacao
Humacao, PR - Salary $34,452
$5,500$12,577$34,452
21University of Puerto Rico-Carolina
Carolina, PR - Salary $35,146
$5,500$12,472$35,146
22University of Puerto Rico at Ponce
Ponce, PR - Salary $35,162
$5,500$10,710$35,162
23New Mexico Junior College
Hobbs, NM - Salary $44,265
$5,500$5,665$44,265
24University of Puerto Rico at Cayey
Cayey, PR - Salary $35,022
$5,500$10,880$35,022
25Illinois Valley Community College
Oglesby, IL - Salary $44,450
$5,500$3,176$44,450
26University of Puerto Rico-Aguadilla
Aguadilla, PR - Salary $31,231
$5,500$7,564$31,231
27Berea College
Berea, KY - Salary $48,071
$5,500$5,836$48,071
28Atlantic University
Guaynabo, PR - Salary $27,588
$5,500$6,021$27,588
29United States Merchant Marine Academy
Kings Point, NY - Salary $103,283
$5,500$1,516$103,283
30Albizu University-San Juan
San Juan, PR - Salary $48,006
$5,500$9,235$48,006
31Fort Scott Community College
Fort Scott, KS - Salary $41,222
$5,500$4,580$41,222
32Frank Phillips College
Borger, TX - Salary $43,299
$5,500$13,338$43,299
33Western Texas College
Snyder, TX - Salary $48,061
$5,500$3,101$48,061
34Atenas University
Manati, PR - Salary $23,285
$5,556$7,256$23,285
35University of Maine at Presque Isle
Presque Isle, ME - Salary $47,161
$5,714$10,972$47,161
36York Technical College
Rock Hill, SC - Salary $42,244
$5,750$4,979$42,244
37GateWay Community College
Phoenix, AZ - Salary $51,029
$5,792$12,137$51,029
38Saint Louis Community College
Bridgeton, MO - Salary $40,196
$5,849$2,967$40,196
39City Colleges of Chicago-Wilbur Wright College
Chicago, IL - Salary $47,007
$5,950$5,287$47,007
40Jones County Junior College
Ellisville, MS - Salary $37,426
$6,000$5,252$37,426
41East Central Community College
Decatur, MS - Salary $38,159
$6,068$5,533$38,159
42Southwestern Illinois College
Belleville, IL - Salary $41,059
$6,200$7,555$41,059
43Inter American University of Puerto Rico-Fajardo
Fajardo, PR - Salary $28,660
$6,225$9,597$28,660
44Southern Arkansas University Tech
Camden, AR - Salary $39,702
$6,228$8,799$39,702
45Alvin Community College
Alvin, TX - Salary $49,073
$6,250$5,533$49,073
46Barstow Community College
Barstow, CA - Salary $39,138
$6,250$7,373$39,138
47Del Mar College
Corpus Christi, TX - Salary $42,857
$6,267$5,439$42,857
48Highland Community College
Highland, KS - Salary $47,343
$6,356$11,434$47,343
49Inter American University of Puerto Rico-Bayamon
Bayamon, PR - Salary $32,838
$6,500$9,597$32,838
50Southwest Texas College
Uvalde, TX - Salary $40,786
$6,500$3,130$40,786

How this ranking works

We rank institutions on a single College Scorecard metric. Only colleges with at least 500 students and complete reported data are included. Averages hide variation by major and family income - treat the table as a shortlist, then verify each school's official numbers.

Next step: run your own numbers

Once you have a shortlist, model the full picture: estimate your admission odds in the Admission Chances tool, simulate the payback in the Degree ROI Simulator, and plan the borrowing in the Loan Payoff Planner. More rankings and all state guides live in the US colleges database.