Are essay writing services actually legit for a first-time annotated bibliography assignment at my community college or is it just a massive scam?

I'm a sophomore psych major and I've never had to do an annotated bibliography before, but my professor is super strict about the formatting. I've spent all night scrolling through Google trying to find a service that doesn't look like a total bot site, but I'm worried about getting flagged for academic integrity or just wasting my limited budget. I'm honestly so overwhelmed by the source requirements that I'm considering paying someone to at least draft the summaries for me. Has anyone here used a specific site that actually helps you learn the format instead of just selling you a pre-written paper?